Banking & lending

Eligibility verification for banking and open banking

A lender already holds the file. AffixIO answers whether this account may proceed, with a signed outcome your auditor can verify later.

Picture a regional bank launching a second mortgage product. Compliance needs evidence the customer still qualifies. Engineering refuses another passport bucket. Finance Gate runs beside core banking and returns approved or referred, not a document image.

open bankingmortgage affordabilitymotor finance commissionFCA consumer dutyAML transaction monitoring

Tools in this cluster

Twenty-three public demos prove the same signed yes or no shape. These are the ones we see banking & lending teams open first.

Yacht

High-value deposit pre-register with AML-style checks in the browser demo.

Open tool

Live industry proof

Runs a real audit_proof on api.affix-io.com using the kris@affix-io.com finance-gate service key. Attestation is ML-DSA-65.

Platform metrics

Free Hub trial

100 proofs. No card. Yours in minutes.

Sign up free, confirm your email, and redeem 100 SDK proof credits for 30 days. Run the same benchmarks on your stack before you commit to a licence.

  • Free sign-up at Hub
  • 100 proofs after email confirmation
  • 30-day window to use them
  • No overage on trial

Banking & lending questions

Does AffixIO replace core banking KYC?

No. It attests a narrow eligibility question you already evaluated on the host that holds the customer record.

Can we prove without sending account numbers to AffixIO?

Yes. The default path uses claim hashes and context IDs, not raw account fields.

What attestation do verifiers get?

ML-DSA-65 signed payloads on the prove path, with Merkle audit on sync.