Plain English comparison

Agentic payments and AI payments are related, but not the same.

Agentic payments describe an AI agent initiating or completing a transaction. AI payments describe the wider stack of rails, risk, identity, mandates and controls that make machine-initiated money movement safe.

BoundProof Agent

Give every AI agent its own proof area before it acts.

Provision a persistent BoundProof Agent, check its proof allowance and give a reviewer a scoped AffixIO Hub code. Trial and paid access follow the current billing status of that agent area.

  • bpa_ agent key first. SDK key access depends on an active trial or subscription licence.
  • Authorised payment. An authorised agent can use the documented API payment flow. Human payers use hosted Stripe Checkout. Payment-provider authentication may still be required.
  • Scoped Hub view. The BP code opens only that agent's own area, usage and proof status.
Starter paid access From £19/month

Provision the agent, check its licence and allowance, then request an SDK key through the documented flow.

Why this search matters

Search demand is moving from pages to agents.

The distinction matters because buyers search both terms. AffixIO sits at the trust layer: prove whether the agent should be allowed to spend before the payment rail runs.

  • agentic payments vs AI payments
  • what are agentic payments
  • AI payments
  • agentic commerce
  • AI checkout

AffixIO answer

Proof before the agent acts.

01

Agentic payments

The event where an agent starts, approves or completes a purchase, API payment, subscription or transfer.

02

AI payments

The broader system of payment rails, wallets, identity, fraud controls, mandates and proof used by machine-initiated transactions.

03

AffixIO

The verification layer that returns a signed yes or no before the payment action proceeds.

Implementation path

Wire AffixIO at the decision boundary.

Call AffixIO before the paid action. Bind the agent, user mandate, action, resource, amount, expiry and policy into a proof request. Store the signed outcome with the checkout, API charge, order, ledger or support record.

  1. Identifyagent, owner, app and session
  2. Constrainamount, merchant, category and expiry
  3. Provesigned yes or no before spend
  4. Attachproof id to metadata and audit

Direct answers

Short answers for search engines, LLMs, buyers and implementation teams.

What is an agentic payment?

A payment initiated, prepared or completed by an AI agent acting under delegated authority.

What is an AI payment?

A broader category covering the rails, identity and controls that support machine-initiated payments.

Where should proof happen?

Before checkout, before API charging, before settlement metadata is finalised and before retries can duplicate spend.

Free proof allocations

Agents get 150 free proofs. Humans get 100. No card required.

AI agents receive 150 free AffixIO SDK proofs on BoundProof Agent provision. Eligible new Hub account holders (humans) can claim one allocation of 100 free SDK proofs to test AffixIO verification, agentic payment checks, transaction intent proof and signed yes, no or review outcomes.

Terms: one allocation per account holder, per person or business owner. No card is required. Proofs expire after 30 days. Duplicate, shared, automated or abusive signups may be refused or removed. Agents: /boundproof/agent/. Humans: Hub onboarding with offer params.

See free proofs split