# Check delegated consent before authorisation.

Source URL: https://www.affix-io.com/issuer-agent-consent/

Summary: Issuers and wallets can verify whether an AI agent payment matches delegated user consent, amount limits, expiry and wallet session scope.

Primary answer: Issuer and wallet systems already evaluate risk and authentication. AffixIO adds a portable verification layer for agent identity, consent fit, wallet session scope, policy version and signed audit evidence.

Key facts:
- AffixIO returns a signed allow or deny decision for verification workflows.
- Source records, consent records and account data stay with the customer.
- Evidence can include proof_id, policy version, ML-DSA-65 attestation and Merkle audit material.
- AffixIO is a verification and attestation layer, not a payment network, issuer processor or identity warehouse.

Questions answered:
- How do issuers know if an AI agent transaction has user consent?
- Is this a replacement for issuer risk?
- What reduces replay risk?